Zion Health has three primary levels of personal responsibility $1,000, $2,500, and $5,000. The lower a member’s personal responsibility (or IUA), the higher the monthly contribution will be.
After the IUA is met, all qualifying medical expenses are shareable with the Zion Health community. There is no annual or lifetime limit. Members will not need to pay the IUA for a single medical need request again until they are symptom-free for 12 months. Additionally, they will not be responsible for more than three IUAs in a rolling 12-month period.