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HSA’s (Health Savings Accounts) are for the smaller bills associated with your health care needs (as well as for other medical services like dental and vision care and services that are either limited or excluded from sharing under the Select Membership Guidelines). Your HSA is a tax-advantaged savings account where you can contribute up to $3,450 (individual) or $6,900 (family) for 2018 and take a tax deduction for the amount of your contribution.

Individuals age 55 or over (limit of one per HSA) can also make additional “catch-up” contributions up to $1,000 per year.  Contributions are tax deductible.

Funds in an HSA account can be used toward paying any qualified medical expense as defined by the IRS. Examples include prescription and some over-the-counter medications, doctors’ visits, urgent care visits, glasses and vision care, and dental work.  Cosmetic-type services are excluded in most cases. Complete details of what are considered qualified medical expenses are contained in IRS Publication 502.

Here’s the enrollment link: for the MPowering Benefits Group

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